The Debate Over Selling Insurance Across State Lines

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Kaiser Health News staff writer Phil Galewitz writes that Republicans in Congress have proposed this concept in the past "and Sen. John McCain, R-Ariz., embraced it as part of his 2008 presidential campaign. Advocates - including some insurers and small business groups - say it would give the more than 17 million Americans who buy individual coverage a greater choice of plans and the possibility of lower prices. (The measure does not apply to the 159 million non-elderly Americans who obtain insurance through their employers.) But critics -- including consumer watchdog groups and the National Association of Insurance Commissioners -- say the provision would erode many state government consumer protections, leave policyholders with inadequate coverage and could actually lead to higher premiums for some people" (Galewitz, 2/3). Read entire story.

This information was reprinted from kaiserhealthnews.org with kind permission from the Henry J. Kaiser Family Foundation. You can view the entire Kaiser Daily Health Policy Report, search the archives and sign up for email delivery at kaiserhealthnews.org.

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