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Moisturizers are an important part of a skin care routine for healthy skin. Some moisturizers also have an SPF to help protect the skin against UV radiation from the sun.

This article discusses why moisturizing is important and explains how to choose a suitable moisturizer. It also explores nine available products in more detail.

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Research suggests that moisturizers are important for hydrating and smoothing the skin. In addition, they improve the function of the skin barrier, potentially helping prevent eczema. They may also play a role in reinforcing the skin’s natural defenses.

A 2018 review concluded that moisturizers benefit skin health by delivering healthy ingredients to the skin. These ingredients may include:

Moisturizers containing SPF can offer some protection from the sun. The American Academy of Dermatology Association (AAD) recommends that people use products with an SPF of at least 30.

However, no product can provide 100% protection against UV radiation. The Centers for Disease Control and Prevention (CDC) recommend that people take additional steps to protect themselves, such as:

  • wearing sunglasses
  • staying in the shade when possible
  • wearing a hat with a brim all the way around
  • wearing long-sleeved shirts, long pants, or a long skirt

Learn the best order to use skin care products in as part of a daily routine.

A person should consider the following when looking to purchase a moisturizer containing SPF:

  • Skin type: Some moisturizers are best suited to particular skin types, such as oily, dry, sensitive, or combination.
  • Protection: A person should ensure that the product they choose protects them from UVA and UVB rays.
  • SPF level: People should ideally look for a moisturizer with an SPF of at least 30.

Most SPF moisturizers require a person to apply them directly to the skin, underneath any makeup.

Please note that the writer of this article has not tried these products. All information presented is purely research-based and correct at the time of publication.

EleVen by Venus Williams Natural Unrivaled Sun Serum

For a fragrance-free and reef-safe formula

This unscented moisturizer is suitable for people with oily, combination, dry, or normal skin. A person can apply it either over or under makeup.

It has an SPF of 35 and contains zinc oxide, which protects against UVA and UVB rays.

This product is cruelty-free, suitable for vegans, and reef-safe.

The company claims that it is lightweight, fragrance-free, and easily absorbable.

People can purchase this moisturizer for about $50 for 1 fluid ounce (fl-oz) on Amazon.

Eminence Organics Lilikoi Daily Defense Moisturizer

For an award-winning product

This moisturizer has an SPF of 40 and is suitable for all skin types. The company recommends that people reapply the product every 2 hours and use a water-resistant sunscreen instead if they are swimming.

The key ingredients include:

  • zinc oxide for sun protection
  • passion fruit seed oil to improve dry skin
  • cocoa seed extract to improve skin appearance
  • satsuma peel extract to protect against pollution
  • larch tree to hydrate the skin

The company uses natural and organic ingredients. The product is also cruelty-free.

This product won the title of Best Mineral Sunscreen at the Health Beauty Awards in 2021.

It costs $68 for 2 fl-oz.

Murad Essential-C Day Moisture

For a gluten-free formula

This broad-spectrum face cream has an SPF of 30 to help block UV rays.

The key ingredients include vitamin C to brighten and even a person’s skin tone. The product also contains ginkgo biloba leaf extract, which is an antioxidant that works with vitamin C to fight skin damage.

The company claims that a person should use this moisturizer on their face, neck, and chest in the morning.

The product does not contain gluten, parabens, sulfates, or mineral oil. It is suitable for vegans and is cruelty-free.

The price is $65 for 1.7 fl-oz.

CeraVe AM Facial Moisturizing Lotion

For acne-prone skin

This facial moisturizer contains broad-spectrum SPF 30 and protects against both UVA and UVB rays.

The company recommends this product for people with acne-prone, dry, oily, or sensitive skin because it contains hyaluronic acid for hydration and niacinamide to calm the skin. It also contains three essential ceramides to protect the skin’s natural barrier.

It is free from fragrance, oil, and parabens.

The company claims that the Skin Cancer Foundation recommends the product for daily use.

It costs about $19 for 3 fl-oz on Amazon.

Aveeno Positively Radiant Daily Moisturizer

For a hypoallergenic formula

This product from Aveeno contains broad-spectrum SPF 30. The company claims that the moisturizer evens skin tone and texture within 4 weeks.

It protects against UVA and UVB rays and contains soy to reduce signs of aging and dark spots.

The company states that the formula is nongreasy, making it suitable to wear underneath makeup.

It is oil-free and hypoallergenic, and it does not clog pores.

A person can purchase this product for about $22.41 for 2.5 fl-oz on Amazon.

La Roche-Posay Toleriane Double Repair Facial Moisturizer with SPF

For sensitive skin

This facial moisturizer contains an SPF of 30. It is oil-free to help promote healthy-looking skin.

The company claims that this product is easily absorbable, does not clog pores, and can restore the skin’s natural barrier within 1 hour of application.

It is suitable for sensitive skin and contains prebiotic thermal water, ceramide-3, niacinamide, and glycerin.

The product is available for $19.99 for 2.5 fl-oz.

Black Girl Sunscreen SPF 30

For People of Color

This vegan-friendly product, which is designed for people with dark skin tones, contains SPF 30. The company recommends this sunscreen for daily use and states that it is suitable for wearing underneath makeup.

The company claims that it does not use toxic ingredients and that this product is environmentally friendly.

The ingredients include:

  • avocado for reducing signs of aging
  • jojoba for preventing acne
  • cacao for evening skin tone
  • carrot juice for boosting melanin levels in the skin
  • sunflower oil for preventing skin irritation

It costs $18.99 for 3 fl-oz.

Peter Thomas Roth Water Drench Hyaluronic Cloud Moisturizer

For a cream-to-water formula

This moisturizer contains an SPF of 45 and protects against UVA and UVB rays.

The company describes the product as having a cream-to-water formula that provides a nongreasy and invisible finish. It also says that the moisturizer dries quickly and leaves the skin feeling weightless.

The product contains hyaluronic acid and saccharide isomerate (Pentavitin), which draws in water and provides up to 72 hours of hydration.

It is fragrance-free and reef-safe. The company advises people to reapply the product every 2 hours.

The price is $52 for 1.7 fl-oz.

Neutrogena Healthy Defense Daily Moisturizer

For a higher SPF

This daily-use moisturizer has a high SPF of 50. Neutrogena claims that the product protects the skin from UVA and UVB rays, as well as preventing premature lines and wrinkles.

It contains an antioxidant blend that includes vitamin E, which helps prevent environmental damage. It is nongreasy, lightweight, allergy-tested, and noncomedogenic.

A person can wear this moisturizer underneath makeup. However, if they are using it as a sunscreen, they should reapply it every 2 hours.

The product costs $17.49 for 1.7 fl-oz.

Moisturizing is beneficial for keeping the skin hydrated, smooth, and protected.

Moisturizers with an SPF also provide the skin with sun protection. People looking for a moisturizer with an SPF should ensure that their chosen product has an SPF of at least 30 and is suitable for their skin type.