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Mounjaro (tirzepatide) is an injectable drug doctors prescribe for treating type 2 diabetes. Without insurance, a person can expect to spend a lot on the drug.

Mounjaro is treatment for type 2 diabetes with approval from the Food and Drug Administration (FDA). A person administers it via an injection under the skin once a week. The drug helps control blood sugar levels and in some cases may help someone lose weight. However, it does not have FDA approval as a weight loss drug.

Research from 2022 suggests Mounjaro was more effective than the other diabetes treatments the researchers tested. The researchers conclude the treatment is effective in managing blood sugar levels.

In this article, we look at Mounjaro, who it is for, how much it costs without insurance, whether insurance covers it, and how to save. It also answers some frequently asked questions about the drug.

Mounjaro shortages

People with diabetes rely on medications, including Mounjaro (tirzepatide), to help regulate their blood sugar levels. In 2023, there was a shortage of the drug due to its rise in popularity as a weight loss drug. This meant people with diabetes could not get Mounjaro. It still receives the classification of “in shortage” according to the FDA’s list of drug shortages.

Mounjaro does not have FDA approval for weight loss, but the organization has approved Wegovy (semaglutide) and Zepbound (tirzepatide) specifically for weight loss. People may wish to consider choosing Wegovy or Zepbound over Mounjaro.

Learn more about how to get Zepbound and how to get Wegovy.

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The list price for Mounjaro is $1,023.04, but the price someone without insurance pays will depend on the pharmacy. It can range from around $1,000 to $1,200.

According to Optum Perks, a person without insurance should expect to pay around $1,000 for four Mounjaro pens, which is a 1-month supply. The FDA has not yet approved using generic tirzepatide, the active ingredient in Mounjaro.

Optum Perks is a free search engine that provides coupons people can use even if they do not have insurance.

The table below compares Optum Perk’s prices for four Mounjaro pens across each dosage without insurance. While these prices are correct as of January 2024, Optum Perks states they will fluctuate over time.

2.5 mg/0.5 milliliters (mL)5 mg/0.5 mL7.5 mg/0.5 mL10 mg/0.5 mL12.5 mg/0.5 mL15 mg/0.5 mL
Target (CVS)$1,100$1,100$1,100$1,100$1,100$1,100

We look into five online retailers offering Mounjaro to those without insurance.

Medical News Today chose telehealth companies and weight loss programs that meet the following criteria:

  • Privacy policy: All services we feature have an accessible privacy policy that meets HIPAA regulations.
  • Safe practices: Every company we feature in this article requires a consultation with a qualified healthcare professional before a person can get a Mounjaro prescription.
  • Safe medication: MNT does not feature brands that offer compounded medication. All companies and services in this article offer FDA-approved Mounjaro or its generic, tirzepatide.
  • Membership options: We aim to provide a range of brands with varying membership options suitable for a wide range of people. Where possible, we choose companies that offer affordable membership options.
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Some insurance providers can help cover the cost of Mounjaro. However, as it is a relatively new drug, not every insurance plan will cover it.

In most cases, insurance will only cover the medication for those with type 2 diabetes.

People can contact their insurance provider to understand their Mounjaro insurance coverage.

Health insurance can help lower the cost of Mounjaro, though not all providers will cover it.

There is also a Mounjaro Savings Card that offers up to an 85% discount on the drug. Depending on their eligibility, they may be able to pay as little as $25 per month for Mounjaro.

To qualify for this card, a person must:

  • be a resident of the United States or Puerto Rico
  • have a Mounjaro prescription for type 2 diabetes
  • have commercial health insurance that does not cover Mounjaro

A person can apply for the Mounjaro Savings Card online.

Coupons and prescription cards

Many pharmacies offer prescription discount cards. Some examples include:

  • Optum Perks: Offers up to 80% discount on prescriptions.
  • Blink Health: Up to 80% discount on prescriptions at participating pharmacies. Blink Health also offers online doctor consultations.
  • ScriptSave WellRX: Allows a person to save up to 80% on prescriptions at over 65,000 pharmacies in the United States.
  • Costco Member Prescription Program: Individuals with a Costco membership card can receive up to 80% off prescriptions. This is also applicable to pet prescriptions.

Insurance companies may only cover Mounjaro if a person has type 2 diabetes. A person can contact their insurance provider to discuss the eligibility criteria for coverage.

People can expect to pay around $1,000 and above for Mounjaro without insurance.

No, it is not possible to get Mounjaro for $25 without insurance. The drug’s manufacturer only offers this discount to those with insurance who are eligible for its Mounjaro Savings Card.

According to Optum Perks, a person without insurance may expect to pay approximately $1,000 for Mounjaro at Walmart.

Mounjaro is beneficial for managing blood sugar levels in individuals with type 2 diabetes. It can also help a person lose weight, although the Food and Drug Administration (FDA) has not approved it for this use. Individuals must have a prescription from a doctor to obtain Mounjaro.

Without insurance, Mounjaro can be costly. A person may need to pay over $1,000 for four doses. Plus, not all insurance plans cover this medication.

Sometimes, a person may be eligible for a Mounjaro Savings Card. This card allows individuals without insurance to save up to 85% on the drug.